Lab Insurance

Students and doctoral candidates are covered by accident insurance as part of their education and training. It is often advisable to take out liability insurance or possibly laboratory insurance.

 

Accident insurance

Students are insured against accidents as part of their studies and training. Insurance cover is generally provided for accidents at the university (not only lab courses) and while commuting to and from university.

Information and the responsible contact persons regarding accident insurance for TUM employees, students/guest students, doctoral candidates, pupils and scholarship holders can be found on the relevant pages of the Legal Office. Students can also find additional information at the Munich Student Union.

 

Liability and lab insurance

As there is no general liability insurance cover for students, it is therefore advisable to take private precautions to minimize risk during labs or when writing your thesis. For example, laboratory equipment is not insured even if it is damaged in an accident. The user is personally liable for damage to this equipment, even in the case of slight negligence. Please note that some private liability insurance policies include "lab insurance". You should clarify this with your insurer in each individual case. Alternatively, you could take out additional "lab insurance" on the open market.

Information and the relevant contact person(s) on liability regulations for TUM employees, students/guest students, doctoral candidates, students and scholarship holders can be found on the relevant pages of the Legal Office.

Source: https://academics.nat.tum.de/en/studies/org/faq/studies/insurance